Innovation in FinTech dramatically changes traditional banking practices by introducing technology-driven services that enhance customer experience and operational efficiency. Digital banking, mobile payments, and blockchain technology are transforming how consumers manage their finances, making transactions faster and more accessible. FinTech solutions often provide lower fees and improved services, increasing competition within the industry. Additionally, these innovations enable personalized financial management through data analytics, improving decision-making for both consumers and institutions. As FinTech continues to evolve, traditional banking institutions must adapt to stay relevant, leading to a more dynamic financial service landscape.