The term "implied powers" refers to those powers not explicitly stated in the U.S. Constitution but are necessary to implement the enumerated powers effectively. These powers allow the federal government to adapt to changing circumstances and fulfill its constitutional responsibilities. For example, the ability to establish a national bank, though not explicitly outlined, is derived from the desire to manage federal finances and regulate the economy. This concept is rooted in the Necessary and Proper Clause, ensuring that the government can function effectively.